Invest Now

BUY PHYSICAL
GOLD WORLDWIDE

Start with as little as 500€

Buy Gold Smarter — Pay Less, Stay Safe

Get 2–5% below market prices. Access the most trusted, resellable gold. We find the best local dealer for you — safely and hassle-free, for just a 0.50% fee.

Trusted by clients in 30+ countries

€
50%
50%

Generic budget example

See sample budget – you could pay €2840 less on a €50 k purchase

Example quote: 75% bars / 25% coins.

Click to view full details and pricing breakdown

BETTER PRICES: 2% to 5% below market average

TOP-TIER GOLD ONLY

Trusted Local Dealers

Low 0,50% Intermediation Fee

EXPERT SUPPORT THROUGHOUT

DIRECT PURCHASE – NO HIDDEN MIDDLEMEN

SIMPLE AND FRAUD PROTECTION

Products easily resellable worldwide

HOW IT WORKS IN 3 SIMPLE STEPS

1. SUBMIT YOUR REQUEST

Choose country,
amount & tipe of gold

2. RECEIVE THE BEST VERIFIED OFFER WITHIN 24/72 HOUR

We contact top local dealers
and verify prices and authenticity

3. YOU BUY DIRECTLY – WE SUPPORT YOU

You pay the store directly. We charge just 0,50% for full assistance

Invest in physical gold

LBMA GOOD DELIVERY

GoldRefuge only trades physical gold certified by the LBMA (London Bullion Market Association). These standards ensure that the gold is of a specific fineness, has a specific weight, is consistent in shape, and is accompanied by proper documentation.

Benefits of Investing in Physical Gold

Crisis Resilience

Gold retains value even during recessions and wars.

Strong Growth

Gold is up 49% in 2025, making it one of the year’s best investments. (In 2024, went up by 24%).

Global Liquidity

LBMA bars and bullion coins are accepted worldwide.

Tangible Security

Gold is your direct proprty, not a virtual asset.

Inflation Shield

Gold rises in value when purchasing power falls.

International Diversification

Investing in gold allows you to keep part of your assets outside the financial system, even in other countries.

Store Your Investment Gold in a Secure Vault Abroad

Storing physical gold outside your country of residence — in an international secure vault — allows you to protect your wealth, maintain privacy, and diversify geopolitical and financial risks, all with personal access and direct ownership.

Superior Returns and Value Preservation

Unlike money held in foreign banks — which loses purchasing power due to inflation or negative interest rates — physical gold has proven to be an exceptional store of value. It is also not exposed to banking risks.

Top-Tier Physical Security

International vaults like Malca-Amit, accessible through Gold Refuge, offer 24/7 surveillance, advanced access controls, and full insurance coverage. Your gold is physically secure and fully documented.

Full Ownership and Legal Rights

Your gold is stored under your name, fully allocated, and kept outside the banking system. You retain 100% ownership with full rights to access, verify, transfer, sell, or withdraw. In case of death, your holdings are inheritable and legally protected.

Privacy and Confidentiality

Unlike traditional banks, private vaults in certain countries offer discreet services with minimal reporting requirements and maximum financial privacy.

Geographic Diversification

Storing part of your gold in a foreign jurisdiction reduces the risk of total exposure to local policies. It shields your wealth from inflation, capital controls, political instability, banking crises, or even government seizures.

Global Flexibility and Access

You can sell your gold, request insured delivery, or inspect it in person. Many providers offer buyback programs and international shipping on demand — giving you immediate access to your investment from anywhere in the world.

WHAT OUR CLIENTS SAY

Verified clients. Real savings. Safer buying.

Niels

Netherlands

"I was unsure how to buy gold at first, but Gold Refuge found me a trusted seller. I saved €2,000 on my purchase."

Daniel

Germany

"Gold Refuge connected me with a reliable store nearby. I got a clear budget and paid exactly what was quoted."

Lisa

USA

"Saved me 4.5% off the price! Highly recommend if you want to avoid scams."

Jean-Marc

France

"I didn’t know who to trust in Paris. They found me a top LBMA-certified dealer and the entire process was handled very professionally."

Marco

Italy

"I compared their quote with what I found on my own — Gold Refuge was €1,500 cheaper."

Sandra

Portugal

"Super professional and quick. I had my quote in two days, and the whole process felt safe."

Thomas M.

Germany

"As a first-time buyer, I liked seeing all product details before paying anything. I was able to compare prices to ensure I was getting a good price before making the payment via bank transfer."

Arun

India

"Great platform for serious gold buyers. I liked that the dealer was certified and local. I saved about 100,560 INR"

David

Ireland

"Very clear communication and excellent support. Will use again when I buy more."

Amina

UAE

"They found me a very professional and reliable Swiss seller. The whole purchase process was very easy. I collected the gold simply by showing my passport"

Zofia

Poland

"I was surprised by the price difference — 3.2% lower than what I was quoted by another shop. I have recommended the service to my brother."

Jean

France

"I bought all the gold in coins. I saved over €1,500 on a €40k purchase. The dealer was legit and gold was top quality. Great service!"

Catherine

Canada

"The process was smoother than expected. Everything was as quoted, no last-minute surprises."

Olga

Spain

"Got my gold in under a week. The quote was better than than the two stores I had checked before."

Yuki

Japan

"I liked that everything was transparent. I paid nearly 4% less than the best price I had found online. Everything was LBMA certified — very resellable."

Mohamed A.

Egypt

"The support team answered all my questions. I felt secure throughout the whole process."

Lucas

Belgium

"Best price I found in the market. The 0.50% fee was worth every euro."

Eva

Austria

"Perfect for anyone who wants to buy gold seriously but doesn’t want to be tricked online. I plan to make another purchase in the summer."

Omar

Morocco

"Recommended by a friend. I saved almost 21.349 dirhams. The quote came in 24 hours and was it very good."

James

UK

"I was quoted 4.2% lower than my bank — no pressure, no hidden fees. Solid experience."

Marta

Slovakia

"I received a full quote in 48 hours and paid exactly what was promised. Very clear service. I liked seeing all product details before paying anything."

Jonas

Sweden

"I got access to bars I couldn’t find locally. Everything was certified and well-priced."

Tariq

Qatar

"Not easy to find trusted gold dealers here. Gold Refuge solved it fast."

It's always a challenge to get people to come back and spend two minutes after completing their purchase to share their thoughts, but it's greatly appreciated. If you've purchased from Gold Refuge, we'd love to hear about your experience.

Submit feedback
€
50%
50%

THE MEDIA: INVESTING IN GOLD

Our Network Includes These LBMA Good Delivery Brands

Gold Refuge only connects you with dealers offering internationally trusted bullion: LBMA-certified bars and globally recognized coins like Krugerrands or Vrenelis.

Requirements to Buy Gold

Legal, Practical, and Security Guidelines

Taxes & Reporting

Understand the tax implications

This is a generic example of a quote negotiated through Gold Refuge, showing real prices and

products from a verified, LBMA-certified dealer. Your actual quote will be in your local currency and

tailored to your preferences, with similar discounts and fully resellable gold.

This is the total paid directly to the gold store.

The investment gold we offer is tax-free (except in India), and the 0.50%

service fee is separate and already paid via Gold Refuge.

Your final quote will always include product type, quantity, weight, unit price, total amount, and full

dealer details — no hidden information. You can request changes at any time — add or remove

products as you wish, directly with the seller.

All products offered are LBMA-certified bars and globally recognized coins —

ensuring your gold can be easily resold at full value anywhere in the world.

General Requirements for Buying Physical Gold Anywhere in the World

✅ Buyer Identification (KYC – Know Your Customer)

In most countries, for purchases above a certain amount (e.g., €10,000 or equivalent), you must provide:

  • Valid ID (passport or national ID)
  • Proof of address (utility bill, bank statement)
  • Sometimes, a source of funds declaration

Why? Due to Anti-Money Laundering (AML) regulations. All significant transactions must be documented.

✅ Qualifying Investment Gold

For physical gold to be tax-exempt or considered “investment gold,” it must meet certain criteria:

  • Bars: Minimum purity of 99.5% and weight marked
  • Coins: Legal tender in issuing country, minimum purity of 90%, issued after 1800

Valid examples: Krugerrand, Maple Leaf, Gold Eagle, Panda, French Napoleon, Swiss Vreneli

✅ Payment Methods

  • Bank transfer (preferred)
  • In some cases, credit card (limits may apply)
  • Cash discouraged for high amounts

✅ Storage or Delivery

Buyers must choose:

  • On-site gold pickup with passport or ID
  • Insured delivery to their address
  • Professional vault storage (e.g., Switzerland, Germany, Singapore)

Vaults incur annual costs but offer safety and confidentiality

✅ Export/Import Regulations (if applicable)

When buying gold in one country and taking it to another:

  • Declare the export if it exceeds the allowed limit
  • Follow import rules of the destination country
  • Some countries require declarations above €10,000 in precious metals

✅ Certification and Authenticity

Always ensure:

  • LBMA Good Delivery bars or
  • Official bullion coins from recognized mints

Request:

  • Certificates of authenticity
  • Invoice with serial number

📌 Additional Tips for InexperienceCd Investors

  • ❌ Avoid buying gold online without trusted intermediaries
  • ✅ Choose liquid, easy-to-resell products
  • ✅ Avoid rare collectibles unless you understand the market
  • ✅ Compare prices and premiums over spot price

Taxes & Reporting Requirements for Buying Physical Gold Worldwide

📜 General Tax Considerations

VAT (Value-Added Tax): In most countries around the world, VAT is not payable on the purchase of physical investment gold as long as the gold meets the requirements for investment gold (bars or coins) and is of the appropriate purity.

What type of gold is exempt?
Ingots: Gold in the form of ingots must have a fineness equal to or greater than 995 thousandths (99.5% purity).
Coins: Gold coins must have a purity equal to or greater than 90%.
Note: The gold we offer at GoldRefuge always meets these conditions.

  • Capital Gains Tax: If you sell gold at a profit, many countries tax the gain. The rate and exemptions vary widely.
  • Reporting Requirements: Large transactions may trigger KYC (Know Your Customer) and AML (Anti-Money Laundering) compliance checks.
  • Import/Export Duties: Moving gold across borders may involve declaration and import taxes.
  • Holding Thresholds: In some countries, holding a certain amount of gold requires reporting it to tax authorities.

🌍 Country-Specific Overview

Below is a brief overview of tax and reporting rules in various countries. This is not exhaustive, and laws can change.

  • United States: No VAT on bullion purchases. Sales of gold are subject to capital gains tax. Transactions over $10,000 must be reported to the IRS. KYC is mandatory.
  • India: 3% GST (Goods and Services Tax) on gold purchases. Capital gains tax applies on resale. Large transactions must comply with PAN/Aadhaar and KYC rules.
  • China: There is no VAT to pay when purchasing physical investment gold.
  • Indonesia: No VAT on investment-grade gold. End consumers are exempt from the 0.25% tax under Article 22.
  • Brazil: There is no VAT to pay when purchasing investment gold, but the Gold Sales Tax (IVO – Imposto sobre Venda de Ouro) is required under the country’s new tax system.
  • Pakistan: When purchasing physical investment gold, no VAT is payable on the purchase Gold is subject to sales tax. Income from resale may be taxed as capital gains or business income. Regulations vary regionally.
  • Nigeria: VAT is not payable when purchasing physical investment gold, provided it meets the purity requirements (99.5% for bullion or 90% for coins). However, the purchase must be declared, and the sale may be subject to other taxes.
  • Bangladesh: There is no VAT to pay when purchasing physical investment gold.
  • Russia: No VAT or value-added tax is payable when purchasing physical investment gold in Russia since March 1, 2022. Reporting applies for transactions exceeding set thresholds.
  • Mexico: Gold purchases are VAT-exempt if classified as investment-grade. Profits on resale are subject to capital gains tax.
  • European Union: Investment gold is VAT-exempt under EU Directive 98/80/EC. Capital gains may be taxed depending on national law. KYC and AML regulations apply across member states.
  • United Kingdom: No VAT or value added tax is payable when purchasing physical investment gold.
  • Japan: There is no VAT or value added tax payable when purchasing physical investment gold as long as the gold is investment grade (99.99% pure).
  • Africa: There is no VAT or value-added tax to pay when purchasing physical investment gold in most African countries.
  • South America: VAT is not typically charged on the purchase of physical investment gold (high-purity ingots and coins), as these countries generally have similar legislation to Europe’s, exempting these types of transactions from VAT.
  • Middle East: There is no VAT on the purchase of physical investment gold.
  • Countries declared tax havens by the European Union: There is no VAT on the purchase of physical investment gold in these 47 countries: Albania, Andorra, Armenia, Aruba, Belize, Bermuda, Bosnia and Herzegovina, Botswana, Cape Verde, Cayman Islands, Cook Islands, Curaçao, Faroe Islands, Fiji, Macedonia, Greenland, Guernsey, Hong Kong, Isle of Man, Jamaica, Jersey, Jordan, Liechtenstein, Malaysia and Labuan, Maldives, Mauritius, Montenegro, Morocco, Nauru, New Caledonia, Niue, Peru, Oman, Qatar, Saint Vincent and the Grenadines, San Marino, Seychelles, Switzerland, Serbia, Swaziland, Taiwan, Thailand, Turkey, Uruguay, and Vanuatu.

📌 Key Disclaimers & Tips

  • ⚠️ Laws Change: Tax laws and reporting requirements are complex and change frequently. Do not rely solely on this overview.
  • ✅ Always Verify: This information is for general guidance. Always consult a qualified tax professional in your specific jurisdiction before making any investment.
  • ✅ Keep Records: Meticulously keep all invoices, certificates of authenticity, and transaction records for tax purposes.

Invest Now

€
50%
50%

Complete the entire form to receive the quote.

Select a location where you would like to purchase gold. If no verified store is available in the chosen town or city, we will find you one in the nearest possible location.

Want to request specific coins, bars or delivery options? Use the comment box — we’ll tailor your quote.

Commission:
i💬Choose your preferred payment method...
Cancel

Once payment is completed, you'll receive a confirmation email, and we’ll immediately start processing your verified quote with exclusive gold prices.

Invest Now

Example Quote:

💬 This is a sample quote. Once you complete the form and pay the service fee, you’ll receive a verified quotation from a trusted gold dealer near your chosen location.

Country of purchase:
Amount:
 
Percentage in Bullion bars:
Percentage in Coins:
Comision:

Benefits included in the 0.50% commission

  • Selection of verified and reliable stores
  • Expert advice on bullion and coins
  • Clear, detailed, and validated quote
  • Better Price (2% to 5% below market average)
  • Reduced risk of fraud
  • Direct purchase without hidden intermediaries
  • Highly liquid products with international demand
  • Legal and tax information by country
  • Option for insured storage or shipping
  • Personalized support in your language
  • No hidden fees
  • Full documentation included
  • Optional follow-up before formalizing
  • Security, simplicity, and total control
€
50%
50%

Complete the entire form to receive the quote.

Select a location where you would like to purchase gold. If no verified store is available in the chosen town or city, we will find you one in the nearest possible location.

Want to request specific coins, bars or delivery options? Use the comment box — we’ll tailor your quote.

Commission:
i💬Choose your preferred payment method...
Cancel

Once payment is completed, you'll receive a confirmation email, and we’ll immediately start processing your verified quote with exclusive gold prices.